@sunkacola
Thank you!
I would be willing to bet that the people you are referring to are on Medicare advantage plans. Medicare advantage plans are total scams. They are for profit insurance plans. If it's an HMO you have to stay within their Network and yes, the waiting times will be long often. Not to mention they deny many services and medications, or make you jump through so many hoops that you give up.
I never have and never will be on a Medicare advantage plan. Only original Medicare! On original Medicare you can go to any doctor who accepts Medicare, which is pretty much all of them in my experience, at least in my part of the state of Florida and everywhere else I have lived. No waiting times. Low co pays. You don't need a referral from anybody. You can just call and make the appointment yourself.
Anybody reading this who is on a Medicare advantage plan, during the next enrollment period, I encourage you to switch to original Medicare. Yeah, they try to sell their plans (Medicare Advantage - Part C) by touting their vision coverage and other minor coverages. Just so you know, I only pay $4.38 a month for my vision plan. So, it's not costing them anything to add those little benefits with many caveats that the general public seems to think are worth thousands of dollars. Not the case!
In 2018, only 18% of Americans were enrolled in a Medicare advantage plan. In 2023, more than half (51%) were enrolled in a Medicare advantage plan, more than original Medicare. Insurance companies aggressively market their plans, especially during enrollment period, while at the same time increasing costs for patients and reducing services. Again, these are companies who really only care about the bottom line and keeping their shareholders happy. I can't tell you how many calls and mail pieces I get trying to sell me on some health care plan. They always go directly to the trash. Lol
I've been doing this for a long time. I am anal retentive about researching, and I have compared original Medicare to every single Medicare advantage plan, line item by line item, on a spreadsheet, and original Medicare wins hands down every time. But, most importantly, I speak from almost two decades of personally experience with original Medicare.